How to Set and Achieve Your Financial Goals + Worksheet

How to Set and Achieve Your Financial Goals + Worksheet

For the month of March, I thought it would be a good idea for us to start a challenge to help us set and reach our financial goals.

Whether you want to buy a new car, save for a house deposit, get out of debt or treat yourself with a handbag or a holiday, keep reading!

I will show you simple and effective ways to jumpstart your financial situation and reach your goals.

ow to Set and Achieve Your Financial Goals

 Financial Goals to Reach Your Dreams and Gain More Freedom

It’s not just about having money. It’s about having the freedom and choice to live our lives on our own terms.

Just like economist Adam Smith said in his book the Wealth of Nations, “What can be added to the happiness of a man who is in health, out of debt, and has a clear conscience?”

Let’s get started 

Get clear about what your goals are and write them down

Research shows that you are 42% more likely to achieve your goal if you write it down. Boost those chances even higher by keeping your goal in a place where you can see it every day.

Choose goals that feel good and will propel you towards the financial freedom you want.

Canna Campbell from SugarMammaTv recommends setting no more than 5 financial goals per year to make the process reachable and simple.

Check your financial forecast

Make sure you are being realistic about what you can achieve within your time frame.

Reduce stress by staying within your own financial parameters and do your best to optimise your savings capability.

Ask yourself, how much am I going to earn during X amount of time? What are my expenses? How much can I save while still meeting my responsibilities?

When creating your forecast, you will need a budget. Creating a budget can be stressful and feel restricting, so I need you to shift your perspective.

Finance expert Farnoosh Torabi gave a great approach in her podcast So Money. She said, “Don’t think about a budget, think about what you are willing to trade off for the things you want”

March Challenge

Use the worksheet I designed for you

Step 1 – Write your goals down and set a deadline. Make your deadline flexible, remember the idea is to have fun and reach a better financial place not stress yourself out.

Step 2 – Set automatic payments to your savings account. Make sure you find a savings account that gives you the most interest to help boost your savings.

Step 3 – Write down an action plan. Brainstorm ideas to make extra money and identify savings opportunities.

Step 4 – Let’s manifest this goal and get motivated. For instance, if you want to buy your dream car or handbag. Go to the shop and have a look at it. Hold it in your hands and feel what it is like to have it in your hands.

If you want to buy a house or go on a holiday, get a picture and have a look at it every morning.

This is an exercise to motivate you so try not to become impatient. Watch your thoughts and use them to propel you towards your goal.

**note: if your goal is to get out of debt. Good on you! That’s the smartest thing you can do for your financial future. Here is a post I wrote about how to get out of debt fast!

Download Worksheet

Set Financial Goals WorksheetDon’t get discouraged if your goal seems out of hand or if someone else judges your goals. They are YOUR dreams so create a plan, get organised, be creative, work hard and go and reach those goals!

What financial goals will you be working towards this year? Let me know in the comments below.

Thank you for reading!

Love, Ailyn

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Ailyn Martinez
Creator of, an online source aimed to help readers design and create powerful brands, profitable businesses and fulfilling lives. Ailyn specialises in personal development, branding, marketing and content creation. Ailyn is also an avid reader, shoe hoarder and handbag lover who is obsessed with making things beautiful. During her time off you can find her looking for images of llamas, alpacas, knitwear and home decor on Pinterest, watching YouTube tutorials or playing with her cat named Teddy.